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Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your access to and use of services provided by PROOF SYSTEMS ("PROOF", "we", "our"). By accessing or using our services, you agree to these Terms. If you do not agree — you must not use the services.

2. Nature of Services

PROOF provides:

  • Crypto-to-fiat and fiat-to-crypto infrastructure
  • Payment orchestration and routing
  • Card issuing integrations
  • API and widget-based financial services

PROOF acts primarily as a technology provider, and certain regulated services are delivered by licensed partners.

3. Eligibility

To use our services, you must:

  • Be at least 18 years old
  • Have legal capacity
  • Not be located in a restricted jurisdiction
  • Pass required KYC/AML checks

We reserve the right to deny access at our discretion.

4. Account and Access

You may access PROOF via:

  • Partner platforms
  • API integrations
  • Embedded widgets

You are responsible for:

  • Accuracy of provided information
  • Security of credentials
  • Lawful use of services

5. KYC and Compliance

Use of services may require identity verification. We (or our partners) may request:

  • Identity documents
  • Proof of address
  • Source of funds

Failure to provide information may result in:

  • Service restriction
  • Transaction delays
  • Account suspension

6. Transactions

PROOF does not guarantee:

  • Exchange rates
  • Transaction execution time
  • Availability of specific payment methods

All transactions are subject to:

  • Risk checks
  • Partner processing
  • Blockchain/network conditions

7. Fees

Fees may include:

  • Transaction fees
  • FX spreads
  • Card-related fees

Fees are disclosed:

  • Via partner interfaces
  • At the moment of transaction

8. Prohibited Use

You agree not to use PROOF for:

  • Money laundering or fraud
  • Sanctions evasion
  • Illegal activities
  • Use of stolen funds
  • High-risk or prohibited business models

9. Suspension and Termination

We may suspend or terminate access if:

  • Compliance risks are identified
  • You violate these Terms
  • Required by law or partners

10. Limitation of Liability

PROOF is not liable for:

  • Delays caused by partners or networks
  • Losses due to market volatility
  • Third-party failures

Services are provided "as is".

11. Governing Law

These Terms are governed by applicable EU law unless otherwise specified.